Fastest Online Degree: Quickest Programs and How to Finish Them

Fastest Online Degree: Quickest Programs and How to Finish Them
by Kevin Eldridge 0 Comments

Fastest Online Degree: Quickest Programs and How to Finish Them

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When people ask about the online degree is a credential earned through fully digital coursework, often from accredited colleges that let you study from anywhere, they usually care about speed as much as the credential itself.

Key Takeaways

  • Associate degrees can be finished in 6‑12 months with accelerated schedules.
  • Some bachelor’s programs offer 18‑month completions through credit‑by‑exam and competency‑based models.
  • Master’s degrees, especially MBAs, can be earned in as little as 12 months if you already have a bachelor’s and take intensive terms.
  • Accreditation, credit transfer policies, and exam options (CLEP, DSST) are the biggest speed drivers.
  • Choosing a provider with a proven competency‑based framework can shave months off any program.

What Makes a Degree "Fast"?

Speed isn’t just about fewer semesters; it’s about how many credits you can earn per term and how quickly you can prove mastery. Accelerated degree programs compress traditional semester pacing by offering multiple start dates, shorter terms, and higher credit loads. Add to that competency‑based education, where you advance as soon as you demonstrate skill, and you have a recipe for rapid graduation.

Degree Types You Can Complete Quickly

  • Associate Degree - Typically 60 credits. Schools that allow 15‑credit terms and accept credit‑by‑exam can reduce this to 6‑9 months.
  • Bachelor’s Degree - 120 credits. Accelerated pathways, stackable certificates, and prior‑learning assessments can cut the timeline to 18‑24 months.
  • Master’s Degree - 30‑60 credits. Many MBAs and specialized masters offer 12‑month tracks for students who can handle a full‑time, intensive load.
Three‑panel illustration showing CLEP exam, credit overload progress bar, and competency‑based learning.

How Accelerated Programs Work

Three main mechanisms drive speed:

  1. Credit Overload - Enrolling in more than the standard 12‑15 credits per term.
  2. Prior‑Learning Assessment - Exams such as CLEP College Level Examination Program, letting you earn college credit for knowledge you already have or DSST can replace whole courses.
  3. Competency‑Based Education (CBE) - Schools like Western Governors University let you move through modules at your own pace, often finishing a 3‑credit course in weeks instead of months.

Top Providers for the Fastest Online Degrees

Comparison of Fast‑Track Online Degree Providers
Provider Fastest Program Typical Length Average Tuition (USD) Accreditation
University of Phoenix Accelerated Associate in Business 6‑9 months $7,500 Regionally accredited by HLC
Southern New Hampshire University Fast‑Track BS in Management 18 months $15,800 Regionally accredited by NEASC
Western Governors University Competency‑Based BS in IT 12‑18 months $13,500 Regionally accredited by NWCCU
Colorado State University Global Accelerated MBA 12 months $22,000 Regionally accredited by HLC
Arizona State University Online Full‑Time BS in Computer Science 20 months $18,900 Regionally accredited by HLC

Critical Factors to Evaluate Before Enrolling

Speed can be a double‑edged sword if you overlook these checkpoints:

  • Accreditation - Ensure the school holds regional accreditation; it affects transferability and employer recognition.
  • Credit Transfer Policies - Some institutions let you import up to 90 credits, dramatically shortening your path.
  • Exam Acceptance - Look for schools that recognize CLEP, DSST, or its own competency assessments.
  • Support Services - Fast programs demand quick feedback; dedicated advisors and 24/7 tech help are essential.
  • Cost vs. Speed - Intensive programs may cost more per credit; calculate total expense, not just monthly tuition.
Graduate celebrating a fast‑track online degree with digital diploma, confetti, and a timeline.

Step‑by‑Step Guide to Earn Your fastest online degree

  1. Identify your career goal and the credential that aligns (associate, bachelor’s, master’s).
  2. Choose a provider from the table above that offers an accelerated track in that field.
  3. Check the school’s accreditation and credit‑transfer rules; request a prior‑learning evaluation.
  4. Enroll in credit‑by‑exam options (CLEP, DSST) for any subjects you’ve already mastered.
  5. Schedule a full course load each term (15‑18 credits) or opt for a competency‑based plan if you can study full‑time.
  6. Set weekly milestones; use a planner to track assignments, exams, and credit‑by‑exam deadlines.
  7. Maintain regular contact with an academic advisor to verify you’re meeting graduation requirements.
  8. Complete any required capstone or practicum early by choosing a project that can be submitted online.
  9. Apply for graduation as soon as you hit the required credit total; many schools process this within two weeks.

Common Pitfalls and Pro Tips

Pitfall: Overloading without a solid study routine can lead to burnout.

Tip: Treat each term like a full‑time job-dedicate specific hours daily and use a Pomodoro timer to stay focused.

Pitfall: Ignoring accreditation can invalidate your credential.

Tip: Verify the school’s accreditation on the U.S. Department of Education’s Database of Accredited Postsecondary Institutions.

Pitfall: Not accounting for exam fees.

Tip: Factor CLEP or DSST costs ($80‑$120 per exam) into your budget early.

Frequently Asked Questions

Can I finish a bachelor's degree in less than two years online?

Yes, if you combine credit overload, prior‑learning exams, and an accelerated schedule. Schools like Southern New Hampshire University and Western Governors University regularly report 18‑month completions for motivated students.

Are accelerated online degrees as reputable as traditional ones?

Reputation hinges on accreditation and employer perception, not speed. As long as the program is regionally accredited, employers treat it the same as a traditional degree.

What exams can I use to earn credit quickly?

The most common are CLEP (College Level Examination Program) and DSST (formerly DANTES Subject Tests). Both are accepted by many accredited colleges and can replace entire courses.

Do competency‑based programs require a set schedule?

No. You progress as soon as you prove mastery. However, most schools impose a maximum time limit (often 12‑24 months) to keep students on track.

How much does a fast‑track online degree typically cost?

Costs vary widely. Associate degrees can be under $8,000 total, while accelerated bachelor's programs range from $12,000 to $20,000. Adding CLEP exam fees (usually $80‑$120 each) is a modest extra expense.

By picking the right provider, leveraging credit‑by‑exam options, and staying disciplined, you can earn a credible credential in a fraction of the traditional time. The key is to balance speed with quality-nothing beats an accredited degree, even when you finish it fast.

Kevin Eldridge

Kevin Eldridge

I am an educational consultant with a passion for creating engaging learning environments for students. My work involves developing strategies to enhance educational outcomes, focusing especially on the dynamic and diverse educational landscape of India. In addition to consulting, I love writing about innovative educational practices. When I'm not working, you can find me delving into topics related to educational equity and policy reform.

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